How We Work
Disciplined process. Verified numbers. Clear communication.
STMH Investments, LLC buys, renovates, and resells or rents residential property across the St. Louis metro. Every project follows the same written process, from the first look at a property to the final sale, so the people we work with always know what to expect.
How we evaluate a property
- 1
Trusted sources. We work with established wholesalers, agents and direct outreach, and we track every property's details from day one.
- 2
More than one view of value. We compare recent nearby sales, review similar homes renovated in the same area, run our own analysis, and ask experienced local agents for their perspective.
- 3
The full cost, up front. Our estimates include renovation, a contingency, closing costs, financing, taxes, insurance and holding time.
- 4
Financing planned early. We arrange financing before we commit to a purchase.
- 5
Careful due diligence. We use the inspection period to confirm the property's condition before closing.
How we manage each project
Measured decisions. We base decisions on our own research and pass on projects that don't fit our standards.
Title and insurance. Title is reviewed before closing, and properties are insured.
Qualified contractors. We work with licensed and insured contractors, pay as work is completed and confirmed, and collect lien waivers.
A plan for every property. Each project has a planned outcome, whether a sale or a long-term rental.
Good records. Every step is documented and our records are backed up.
Clear communication
The lenders, agents and contractors we work with receive clear project information, regular progress updates and dated photos. After each project, we review what went well and what we can improve.
Where we work
We focus on the St. Louis metro: St. Louis City and County, St. Charles and Jefferson counties in Missouri, and Marion and St. Clair counties in Illinois, with an emphasis on single-family homes, duplexes and small multifamily properties.
Our standards
We operate with faith, integrity and transparency, guided by five principles: source consistently, verify thoroughly, underwrite conservatively, negotiate strategically, and document everything. We review and improve our procedures every month.
Work with us
We work with established lenders, real estate agents, contractors and service providers. To learn more about how we operate, we'd welcome a conversation.
Contact usShawn Smith, Managing Member, STMH Investments, LLC
This page provides general information about how STMH Investments, LLC operates. It is not an offer or solicitation of any investment, security or financial product. Real estate projects involve risk, and past results do not guarantee future results.
Want to see how we run our numbers on deals? Try our calculators.